Easy ways to save money
Save and Borrow Money the Smart Way | A Better Way to Save, Borrow, and Recycle Your Family's Money will show you and your family a better way to simultaneously save money and borrow money. If you are looking for the smartest way to save money, borrow money, or if you are contemplating how to get a loan, or even how to save for retirement, then read this book first. Most people believe the bank is the only place to save money or borrow money, and IRA's and 401K's are the only place to save for retirement. However, a bank savings account doesn't allow you to keep earning money when you take money out of the account to pay for an expense. Likewise, neither 401K's nor IRA's allow you to borrow money from them without severe limitations, potentially significant penalties and taxes, and you'll miss out on any potential market gains. There is a smarter way to save and borrow with more flexibility so that your money works much harder for you and allows your family to keep more in their pocket. If you are open to listening to an idea that has been around for close to 200 years and stood the test of time, then consider looking at a participating whole life insurance policy. A participating whole life insurance policy, specifically built with a high cash value as part of the infinite banking concept, allows you to save money and borrow money with much greater efficiency and superior financial performance than any other system you are currently using. This is due to the fact that a properly designed participating whole life policy allows you to get safe, tax-deferred growth and allows you to simultaneously borrow money from the cash value without impacting the growth of that money. Unlike a bank savings account or a bank loan, you can literally get your money working in two different directions at once so you can live better today while saving for tomorrow.If you currently have or are contemplating owning a bank savings account, credit cards, student loans, personal loans, business loans, or car loans, then you need to read this book. Even if you think you are financially savvy and pay cash for all of your major expenses, the system illustrated will keep more in your pocket. Just by reading this book, you will understand why and how you could easily be saving $100,000 to $200,000 over your lifetime if you are currently using credit cards, financing, or paying cash for major expenses.
Mommy-money blogger Crystal Paine distills her best financial advice and secrets from her blog MONEY SAVING MOMr, to help families get their finances in order. Based on The Money Saving Mom’s Seven Rules for Financial Success and written in a simple, straight-forward style, this book offers an easy plan for a complete financial makeover.
In the first few chapters, you'll learn how to set big financial goals and actually follow through with them, how to organize your home and life so you can have more time to focus on getting your finances in order, and how to implement a realistic cash budget system that can transform your financial situation.
After laying the foundation for financial success in the first few chapters, Paine then teaches you step-by-step how to cut your grocery and household expenditures by 30% to 50%. You'll learn both basic and advanced couponing techniques, 25 practical ways to save money on groceries without clipping coupons, how to buy prescription glasses for under $20, how to dress your children for free, and much more.
If you think living a frugal, simple and debt-free life means you can't ever enjoy dining out, entertainment or vacations, guess again! From money-saving vacation ideas to secrets to dining out on a budget, this book shows you how to enjoy strategic splurging -- and how to do it at half the price.
Sprinkled throughout the book are testimonies from people whose lives have been transformed through the principles Paine shares. You'll be inspired, challenged and motivated to spend less, save more and make the most of what you have.
This book offers the reader a chance to learn the basics of living a frugal lifestyle. Are you a single saver? Do you have money for retirement? Does your partner know what it cost to run your household? Do they even care? If you answered no to any of these questions then you need to read this book. It will answer your basic frugal living questions. This is the stuff that I talk about every Sunday on The Cheap Cheetah Money Show(tm). My goal when I wrote this book was to help the reader become financially free. So that they can do what they want, when they want without them having to worry about a paycheck or debt hanging over their heads.
God has always been and continues to be good to each of us. He has designed specific plans for each of our lives individually and collectively. Additionally, He has always provided for our needs and even our desires when they are in alignment with His will; however, we as Christians do not always do as we should to honor Him in return. To this end, Give, Save, Live (GSL) teaches Christians the importance of rendering to God what is due to Him as our "reasonable service" because of His saving grace towards us and His eternal desire that we "might have life" and that we "might have life more abundantly" (John 10:10). Whereas GSL is not personal financial counseling or advising, it is a scripturally based guide for all Christians to live by in order to receive the blessings of Abraham in their lives.
This book is concerned with developments in three main areas of monetary history: domestic commercial banking; monetary policy; and the UK's international financial position. For ease of analysis the 160 years under study are arranged into three clear chronological divisons. Part 1 covers the years 1826-1913, a period in which the UK emerged as the world's leading economic power. It was in these years that an extensive and fully-operative domestic banking system was established. Part 2 covers 1914 to 1939 - the years which marked a break in the traditional monetary arrangements of the Victorian and Edwardian eras. Part 3 covers 1939-1986 when the dominance of state influence within the domestic money markets was re-established by the Second World War and the acceptance by the authorities of the obligation to 'manage' the economy which meant that successive postwar governments took direct responsibility for the conduct of monetary and credit policy.
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